Terms and Conditions.

  1. In using the website, you agree to the following terms and conditions of use ("Terms of Use"). If you do not accept any of them you should exit this site now. RG Financial reserves the right to change these Terms of Use from time to time and your use of the website following such change shall be deemed to be your acceptance of such change.
  2. Only Credit Cards issued by Western European Banks from the countries listed below will be accepted:Andorra, Austria, Belgium, Switzerland, Germany, Denmark, Spain, Finland, France, United Kingdom, Gibraltar, Greece, Ireland, Italy, Luxembourg, Netherlands, Norway, Poland, Portugal, Sweden.
  3. These terms of use shall be governed by and constructed in accordance with the laws of the Republic of Ireland, and the parties hereby submit to the non-exclusive jurisdiction of the Irish Courts to settle any disputes in connection with or arising out of the use of this site or its affiliate sites.
  4. RG Financial does not accept liability for any linked content. Some pages on this site contain hypertext links to web sites not maintained by us. We will not be liable in any way for the content, availability or use of such linked web sites and you use such links entirely at your own risk.
  5. RG Financial prohibits minors from making purchases on the website or any of its affiliate sites. Each time the user purchases from the sites or any of its affiliate sites, the user is representing to RG Financial that he/she is at least eighteen years of age.
  6. Any content or information downloaded or otherwise obtained through the use of the website is done at your own discretion and risk. RG Financial has no responsibility for any damage to your computer system or for any loss of data that results from the download of any content or information or any consequential, incidental or indirect loss arising out of any damage to your computer system or loss of data.
  7. Users of our online purchasing service agree not to post or publish any offensive, libelous, defamatory, illegal or unlawful material when inscribing a message on their chosen gift card. While we reserve the right to monitor the content of the cards, we do not exercise editorial control over the material being posted. We may however change or remove any materials being posted which are libelous, defamatory, illegal or unlawful in nature.
  8. All content included on this site, such as text, graphics, logos, button icons, images, etc., is the property of RG Financial or its content suppliers. You agree to notify us immediately of any unauthorised use or any other breach of security.
  9. You will not use the website for any purpose that is in contravention of any applicable local, state, national or international law or regulation or for any purpose that is prohibited by these Terms of Use.
  10. While all reasonable security precautions have been taken by RG Financial, the nature or communication by the Internet is such that we cannot guarantee the privacy or confidentiality of any information relating to the customer passing over the Internet. In accessing the RG Financial website and in availing of the services, the customer accepts that electronic mail messaging may not be free from interference by third parties and may not remain confidential. The use of this is at the customer's sole risk.
  11. The following transaction charges will apply to Gift Cards sold through the RG Financial Online Shop: An administration charge of 3.5% of order value.
  12. A shipping (registered) fee will apply: Ireland €9.00, UK €9.00 and rest of the World €9.00. (Please note these charges are subject to change without notice.) Orders will be despatched within 5 working days.
  13. Gift Cards can be exchanged at participating retail outlets in the following shopping centres only: Liffey Valley Shopping Centre (Dublin), Mahon Point Shopping Centre (Cork), Merchants Quay Shopping Centre (Cork).
  14. The list of retail outlets in which Gift Cards are valid may change from time to time without prior notification and retail outlets may withdraw from the service at any time without notice. Each store will have their own returns policy.
  15. Gift Cards can be exchanged for goods up to the loaded value of the Gift Card or for goods at a higher price on payment of the difference at any participating retail outlet in any of the shopping centres listed in 14 (above).
  16. RG Financial does not accept responsibility for claims, losses, demands, expenses or liability of any kind whatsoever arising or suffered from or in connection with any transaction or dealing between a retail outlet and a RG Financial holder or customer.
  17. Lost or stolen Gift Cards cannot be replaced.
  18. Gift Cards may not be exchanged for cash.
  19. Gift Cards which are damaged on receipt of order will be exchanged.
  20. To deface Gift Cards in any way will render them invalid/void.
  21. Neither RG Financial nor any of its tenants or suppliers will be liable for any damages resulting from technical or operational problems experienced in relation to the retail outlet.
  22. Gift Cards may be exchanged for goods or services of a lower value and it is solely at the discretion of the retail outlet whether their own vouchers or cash are given back for payment of the difference. Gift Cards will not be given back on payment of the difference.
  23. RG Financial reserves the right to cease the Online Shop at any time, whether temporarily or permanently.
  24. All transactions are in Euro Currency.
  25. RG Financial cannot guarantee the Online Shop will be available to customers 24 hours a day, seven days a week, 52 weeks a year.
  26. Neither RG Financial nor any of its tenants or suppliers will be liable for damages arising out of misuse of the Online Shop.
  27. RG Financial reserves the right to vary these terms and conditions at any time.
  28. RG Financial reserves the right to refuse purchase or dispatch of Gift Cards online.
  29. The above terms and conditions do not affect your statutory rights as a consumer.